Moneta Homes under $600,000

Moneta Homes under $600,000

Welcome to Moneta, Virginia – a hidden gem nestled in the heart of the Blue Ridge Mountains and bordered by the stunning Smith Mountain Lake. This charming town offers a perfect blend of serene natural beauty and vibrant community life, making it an ideal destination for families, retirees, and anyone seeking a peaceful retreat. With its picturesque landscapes, recreational opportunities, and friendly atmosphere, Moneta is truly a place to call home.

For those looking to invest in real estate, Moneta presents an incredible opportunity with a variety of homes available for under $600,000. Whether you’re searching for a cozy cottage, a spacious family home, or a charming lakefront property, you’ll find a diverse selection of options that cater to different lifestyles and preferences. These homes often feature modern amenities, stunning views, and easy access to outdoor activities such as boating, fishing, and hiking, allowing you to fully embrace the beauty of the area.

In addition to its natural allure, Moneta boasts a close-knit community with excellent schools, local shops, and delightful dining options. The town hosts various events throughout the year, fostering a sense of belonging and connection among residents. With its affordable housing market and welcoming environment, Moneta is not just a place to live; it’s a place to thrive.

Discover your dream home in Moneta, where you can enjoy the tranquility of lakeside living without breaking the bank. Embrace the charm of this idyllic town and make it your own!

Newest Moneta Homes under $600,000

Waterford Dr, Moneta
$359,900
3 Beds ⋅ 2 Baths ⋅ 369511 MLS
Currently under construction with an estimated completion date of 05/01/27. The thoughtfully designed Summit model features one-level living with 3 bedrooms, 2 bathrooms, an attached garage, and an open-concept layout ideal for everyday living and entertaining. The inviting living area offers an electric fireplace, while the kitchen offers a large island, ample cabinetry, and seamless flow into the main living space. The primary suite boasts a walk-in closet and private en-suite bath. Enjoy durable luxury vinyl plank flooring in the main living areas and a rear deck perfect for relaxing or entertaining. The exterior will be finished in elegant black siding. Disclaimer: All images, renderings, and descriptions are for illustrative purposes and may reflect optional upgrades not included in the base price.

Waterford Dr, Moneta
121 Sassafras Ct, Moneta
$479,900
3 Beds ⋅ 3 Baths ⋅ 369211 MLS
Discover luxury living in the Plantation Point community! This Legacy model is currently under construction with an estimated completion date of 04/15/27. The Legacy model offers 3 bedrooms, 2.5 baths, an open floor plan, and a spacious living area with an electric fireplace. The kitchen features a large island, ample cabinetry, and an open layout. The main-level primary suite features a walk-in closet and en-suite bath. Upstairs are two additional bedrooms, a full bath, and a versatile loft. Relax on the front porch or back patio and enjoy the peaceful surroundings. Finished with elegant black LP Smart siding. Disclaimer: All images, renderings, and descriptions are for illustrative purposes only and may include optional upgrades or features that are not included in the base price.

121 Sassafras Ct, Moneta
1789 Hickory Cove Ln, Moneta
$339,900
3 Beds ⋅ 2 Baths ⋅ 369216 MLS
MOVE-IN READY new construction!! The thoughtfully designed Summit model features one-level living, 3 bedrooms, 2 bathrooms, a garage, and an open-concept layout ideal for everyday living and entertaining. The inviting living area offers an electric fireplace, while the kitchen includes a large island, ample cabinetry, and seamless flow into the main living space. The primary suite boasts a walk-in closet and private en-suite bath. Enjoy durable luxury vinyl plank flooring in main living areas and a rear deck perfect for relaxing or entertaining. Disclaimer: All images, renderings, and descriptions are for illustrative purposes and may reflect optional upgrades not included in base price.

1789 Hickory Cove Ln, Moneta
2898 White House Rd, Moneta
$359,900
3 Beds ⋅ 3 Baths ⋅ 369189 MLS
Welcome to 2898 White House Road in Moneta, where thoughtful updates make this home move-in ready. The main level offers two bedrooms, including a primary suite, plus two refreshed bathrooms with a new tub and shower, a spacious living room, well appointed kitchen and dining area. Recent improvements include a new roof, new front and side decks, fresh main-level paint, new light fixtures, and a new microwave and dishwasher. The finished basement expands the living space with a rec room, bedroom, full bath, laundry area, and storage closet. Located near Smith Mountain Lake, the home offers convenient access to boating, fishing, swimming, waterfront dining, and year-round recreation. With flexible living space and numerous updates already completed, this inviting home is ready for its next owner.

2898 White House Rd, Moneta
2249 Lipscomb Rd, Moneta
$419,900
3 Beds ⋅ 2 Baths ⋅ 368671 MLS
An exceptional opportunity! Brand-new construction on Lipscomb Rd in a highly sought-after area with a short drive to Smith Mountain Lake. This one-level home sits on a 1.66-acre lot with an unfinished basement. The open floor plan features a cozy fireplace with built in cabinets on both sides. Modern kitchen with quartz countertops, stainless steel appliances, and a stylish backsplash. The primary suite offers a walk-in closet with custom shelving, tiled ensuite bath, and large private rear deck. A split floor plan provides two additional bedrooms with a shared bath on the hall, ideal for family or guests. Builder has also installed a quick connect plug for generator for convenience. Don't miss your chance to own this stunning new home! Home is currently under construction and photos are of similar home.

2249 Lipscomb Rd, Moneta
3750 Hales Ford Rd, Moneta
$499,900
3 Beds ⋅ 2 Baths ⋅ 368652 MLS
Discover this one-of-a-kind Smith Mountain Lake home featuring beautiful water views, a community boat ramp, and short-term rental potential! This stunning 3-bedroom home includes 2 ensuite bedrooms, an open-concept layout, and vaulted ceilings perfect for entertaining. Enjoy the views from the screened porch and open deck on both levels. The upper screened porch features an Eco Fuel fireplace, creating the perfect spot to relax. The extensive upgrades include pine wood walls, maple hardwood floors, Carrara marble, Ambrosia Maple cabinetry, a walnut mantle and makeup table, and an air-bubble clawfoot tub. Conveniently located near shopping and the Bridgewater area. Don't miss this exceptional SML retreat! Furniture and dcor are negotiable.

3750 Hales Ford Rd, Moneta
1089 Blue Water Dr Unit 502, Moneta
$224,000
1 Beds ⋅ 1 Baths ⋅ 368558 MLS
Fully remodeled in 2025, this property offers breathtaking views of Smith Mountain Lake and is perfect for a weekend getaway or an investment opportunity. The unit comes furnished, excluding the bed and personal items. The community features an Olympic-sized pool, kiddie pool, boat ramp, gated trailer storage, tennis courts, and a picnic pavilion, with onsite laundry available.

1089 Blue Water Dr Unit 502, Moneta
2340 Lakewood Forest Rd, Moneta
$419,900
3 Beds ⋅ 2 Baths ⋅ 368581 MLS
What if you didn't have to choose between a country-like setting and life at the lake? Here, you can have both. Set on more than an acre with a beautifully maintained yard, this inviting one-level home is surrounded by mature woods, abundant wildlife, and a seasonal lake view. Rich hardwood floors and an open concept design create an inviting space for everyday living. Relax on the covered front porch or unwind on the screened back porch while enjoying the tranquil surroundings. Just minutes from the public marina, you'll have easy access to everything Smith Mountain Lake has to offer while still being conveniently close to local dining, shopping, and everyday conveniences. The next chapter is waiting. Come see what makes this home such a special place to call your own.

2340 Lakewood Forest Rd, Moneta
3533 Airport Rd, Moneta
$405,000
2 Beds ⋅ 1 Baths ⋅ 368295 MLS
Enjoy Smith Mountain Lake living without the waterfront price! This beautifully updated, fully furnished 2-bedroom, 1-bath cottage offers 624 sq. ft. of comfortable, low-maintenance living with lake views. The open kitchen features a breakfast bar with seating for four, perfect for entertaining after a day on the water. Currently enjoyed as a weekend getaway, this home is move-in ready and offers excellent short-term or long-term rental potential. Walk to Virginia Dare Marina, Portside Grill & Bar, cruises, live music, and lake activities. The seller currently leases a boat slip at Virginia Dare Marina, and the new owner may have the opportunity to assume the lease. Boat slip photos are for location reference only; no deeded slip conveys. Home is being sold furnished, with a few personal items excluded. A perfect lake retreat or investment opportunity!

3533 Airport Rd, Moneta
2154 Diamond Hill Rd, Moneta
$549,950
5 Beds ⋅ 4 Baths ⋅ 368278 MLS
Unique home on over 5 acres. 5 Bedrooms, Remodeled Kitchen, Nice Master & remodeled Bath, Fenced Yard. Convenient to Roanoke, Bedford and SML.

2154 Diamond Hill Rd, Moneta
622 Gap Bridge Rd, Moneta
$319,900
3 Beds ⋅ 2 Baths ⋅ 366582 MLS
Discover luxury living in Beechwood West! This thoughtfully designed Pinnacle model is currently under construction with an estimated completion date of 2/15/27. This home features single-level living with 3 bedrooms, 2 bathrooms, an open-concept floor plan with a spacious living area. The kitchen is a chef's delight, boasting a kitchen island and ample cabinetry. The primary bedroom is complete with an en-suite bathroom and walk-in closet. Step outside to enjoy a beautiful backyard and relax on your back deck. The exterior will be finished with grey vinyl siding. Community amenities include; clubhouse access with a workout room, racquetball court, showers, meeting space, boat ramp, recreation area, playground, sandy beach, pavilion, and tennis court!

622 Gap Bridge Rd, Moneta
105 Whisperridge Ct, Moneta
$174,900
2 Beds ⋅ 1 Baths ⋅ 367763 MLS
Enjoy the convenience of lake-area living in this well-maintained 2014 singlewide, located in a desirable water-access community with a private boat ramp to beautiful Smith Mountain Lake. Surrounded by peaceful wooded scenery, this home features a bright, open-concept layout that's ideal for everyday living. A cozy gas log fireplace creates the perfect gathering spot during cooler months, while the split-bedroom design offers added comfort and privacy. Experience the charm and relaxed lifestyle this property has to offer-Schedule your showing today!

105 Whisperridge Ct, Moneta
Start Your Search