Moneta Homes under $350,000

Moneta Homes under $350,000

Welcome to Moneta, Virginia—a hidden gem nestled in the heart of the Blue Ridge Mountains. Known for its serene landscapes and picturesque views, Moneta offers a perfect blend of small-town charm and outdoor adventure. With the sparkling waters of Smith Mountain Lake at your doorstep, residents enjoy a myriad of recreational activities, from boating and fishing to hiking and picnicking in the surrounding parks. The vibrant community is filled with friendly faces and local businesses that make this town feel like home.

For those seeking to settle down in this idyllic setting, Moneta boasts a range of attractive homes available for under $350,000. Whether you're a first-time homebuyer, a family looking for more space, or someone seeking a peaceful retreat, you'll find a variety of options to suit your needs. From cozy cottages with lake views to spacious family homes with ample yard space, Moneta’s real estate market is diverse and inviting.

Imagine waking up to the sounds of nature, sipping your morning coffee on a charming porch, and enjoying the tranquility that Moneta offers. With its affordable housing options, you can invest in a lifestyle that prioritizes both comfort and adventure. Explore the local amenities, including quaint shops, delightful eateries, and community events that foster a strong sense of belonging.

Discover Moneta, Virginia—a place where dreams of homeownership can become a reality, all while immersing yourself in the beauty of nature and the warmth of a welcoming community. Your perfect home awaits!

Newest Moneta Homes under $350,000

1789 Hickory Cove Ln, Moneta
$339,900
3 Beds ⋅ 2 Baths ⋅ 369216 MLS
MOVE-IN READY new construction!! The thoughtfully designed Summit model features one-level living, 3 bedrooms, 2 bathrooms, a garage, and an open-concept layout ideal for everyday living and entertaining. The inviting living area offers an electric fireplace, while the kitchen includes a large island, ample cabinetry, and seamless flow into the main living space. The primary suite boasts a walk-in closet and private en-suite bath. Enjoy durable luxury vinyl plank flooring in main living areas and a rear deck perfect for relaxing or entertaining. Disclaimer: All images, renderings, and descriptions are for illustrative purposes and may reflect optional upgrades not included in base price.

1789 Hickory Cove Ln, Moneta
1089 Blue Water Dr Unit 502, Moneta
$224,000
1 Beds ⋅ 1 Baths ⋅ 368558 MLS
Fully remodeled in 2025, this property offers breathtaking views of Smith Mountain Lake and is perfect for a weekend getaway or an investment opportunity. The unit comes furnished, excluding the bed and personal items. The community features an Olympic-sized pool, kiddie pool, boat ramp, gated trailer storage, tennis courts, and a picnic pavilion, with onsite laundry available.

1089 Blue Water Dr Unit 502, Moneta
622 Gap Bridge Rd, Moneta
$319,900
3 Beds ⋅ 2 Baths ⋅ 366582 MLS
Discover luxury living in Beechwood West! This thoughtfully designed Pinnacle model is currently under construction with an estimated completion date of 2/15/27. This home features single-level living with 3 bedrooms, 2 bathrooms, an open-concept floor plan with a spacious living area. The kitchen is a chef's delight, boasting a kitchen island and ample cabinetry. The primary bedroom is complete with an en-suite bathroom and walk-in closet. Step outside to enjoy a beautiful backyard and relax on your back deck. The exterior will be finished with grey vinyl siding. Community amenities include; clubhouse access with a workout room, racquetball court, showers, meeting space, boat ramp, recreation area, playground, sandy beach, pavilion, and tennis court!

622 Gap Bridge Rd, Moneta
105 Whisperridge Ct, Moneta
$174,900
2 Beds ⋅ 1 Baths ⋅ 367763 MLS
Enjoy the convenience of lake-area living in this well-maintained 2014 singlewide, located in a desirable water-access community with a private boat ramp to beautiful Smith Mountain Lake. Surrounded by peaceful wooded scenery, this home features a bright, open-concept layout that's ideal for everyday living. A cozy gas log fireplace creates the perfect gathering spot during cooler months, while the split-bedroom design offers added comfort and privacy. Experience the charm and relaxed lifestyle this property has to offer-Schedule your showing today!

105 Whisperridge Ct, Moneta
Hickory Cove Ln, Moneta
$319,800
3 Beds ⋅ 2 Baths ⋅ 367333 MLS
This Pinnacle model is currently under construction with an estimated completion date of 02/15/27. Enjoy single-level living with 3 bedrooms, 2 bathrooms, and a desirable split-bedroom floor plan separating the primary suite from the two additional bedrooms. The open-concept living area flows into the kitchen, featuring a kitchen island and ample cabinetry. The primary suite offers a walk-in closet and en-suite bathroom. Step outside onto the rear deck, perfect for relaxing or entertaining. forest green vinyl siding adds timeless curb appeal. Don't miss this beautiful new construction home designed for comfort, style, and everyday living! Disclaimer: Images, renderings, and descriptions are for illustrative purposes only and may include optional upgrades or features not included in the base price.

Hickory Cove Ln, Moneta
3959 Diamond Hill Rd, Moneta
$329,000
3 Beds ⋅ 2 Baths ⋅ 366555 MLS
Nicely Maintained one level living home on Wooded Lot. Move-in Ready. Perfect home if you have allergies. No carpet and the HVAC has a REME Air Purification System. Electric/Convection Oven. Eat-in Kitchen. Just 3 miles from SML and 1 Mile from Grocery stores and Shopping. Fenced yard.

3959 Diamond Hill Rd, Moneta
1010 Allendale Dr, Moneta
$319,800
3 Beds ⋅ 2 Baths ⋅ 366231 MLS
$5,000 Builder CREDIT - YOUR WAY! With an acceptable offer, receive up to $5,000 in builder credit toward an interest rate buydown, closing costs, or upgrades. Limited-time offer. Offer ends October 31, 2026. Currently under construction with an estimated completion date of 11/30/26. This new construction Pinnacle model with single-level living features 3 bedrooms, 2 bathrooms, an open-concept floor plan with a spacious living area. The kitchen is a chef's delight, boasting a kitchen island and ample cabinetry. Retreat to the generous primary suite, complete with an en-suite bathroom and a walk-in closet. Step outside to enjoy a beautiful backyard and relax on your back deck, perfect for entertaining family and friends. This home will be completed with elegant black vinyl siding. Disclaimer: This property is under construction; all images, renderings, and descriptions are for illustrative purposes only and may include optional upgrades or features not included in the base price.

1010 Allendale Dr, Moneta
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